Transition plans do not cover prescription drugs, preventive care, mental health, maternity, or pre-existing conditions. Contact Member Services for a full list of plan exclusions.
Idaho Transition Plans
Short-Term Limited Duration plans are specifically tailored to help cover accidents and illnesses for a short period of time.
What are Transition Plans?
Transition plans are temporary health insurance options that help bridge the gap between two phases of coverage. They’re often used when someone is moving from one type of health insurance to another, like from a student plan to employer-based coverage, or between two jobs.
Who transition plans are good for:
What providers can you see in Idaho?
Select Health members in Idaho can access the St. Luke’s Health Partners (SLHP) and BrightPath networks.
For covered services, providers and facilities accept the allowed charges (including payments for which you are responsible) negotiated by Select Health as payment in full and should not bill you for the difference. If you use in-network providers for covered services, they shouldn’t bill you for additional charges beyond payment amounts allowed by the plan. That’s why we strongly encourage you to use in-network providers.
Transition Plan Options
Choose your Medical Deductible and your Coinsurance amount.
Medical Deductible Options
Coinsurance / Maximum Coinsurance
Coinurance / Maximum Coinsurance
$1,000 / $2,500
20% coinsurance, $1,000 maximum coinsurance per person
OR
50% coinsurance, $2,500 maximum coinsurance per person
$2,500 / $5,000
20% coinsurance, $1,000 maximum coinsurance per person
OR
50% coinsurance, $2,500 maximum coinsurance per person
An ideal solution.
Here is what you need to know before choosing a Short-Term Limited Duration plan:
The minimum term for a Transition plan is 30 days and the maximum is 90 days.
After 90 days with Select Health, you will need to switch to another carrier. You will not be able to reinsure with a Select Health Transition plan for 12 months from the effective day of the initial 90-day policy. However, you may have the opportunity to explore other coverage options, such as an Individual plan if you qualify for a Special Enrollment Period or during the standard Open Enrollment period.
You can see any participating provider for covered services and receive the same benefits. If you use in-network providers for covered services, they shouldn’t bill you for additional charges beyond payment amounts allowed by the plan.
Need Help?
We're here to help you find the right plan for your situation. We'll get back to you as soon as possible.
Short-Term Limited Duration Plan Notice
The Utah Insurance Department recently released a notice for all those considering an STLD plan.