Idaho Individual & Family Plans
Individual & Family Health Plans are types of health insurance designed to provide coverage for medical expenses for individuals and families.
Select Health in Idaho
With over 40 years of experience, Select Health offers high-quality health insurance plans for every budget and need. We want to help you live your healthiest life possible, and that starts with a simple and seamless healthcare experience.
Copay Plan
With our Individual Copay plans, you have access to a plan that has no deductible, predictable fixed costs for most services, and low-cost prescription drug coverage.
Silver Plans
If you’re eligible for a Cost-Share Reduction (CSR) through the Marketplace, this may be a good option for you. It offers all the benefits of a CSR (based on eligibility) at the lowest possible cost.
Included In Your Plan
Select Health Individual and Family plans include:
Financial Assistance
Save money on your plan with federal financial assistance, otherwise known as a subsidized health plan. Depending on your income and other criteria, you may qualify for an Advance Premium Tax Credit (APTC) or Cost-Share Reduction (CSR).
Frequently asked questions
Idaho uses a state run marketplace called Your Health Idaho. You may enroll in a or make changes to your health plan during Open Enrollment (OE) October 15th – December 15th or during a Special Enrollment Period (SEP). To enroll contact an agent, call Select Health at 855-442-0220, or visit YourHealthIdaho.org.
You’ll need:
Basic personal details for everyone enrolling — names, dates of birth, addresses, and Social Security numbers
Household income information — recent pay stubs, W‑2s, or tax returns (this helps check eligibility for government financial aid)
Contact information — an email address and phone number to set up your account
Your doctors and prescriptions — this helps you choose a plan that fits your needs
After you enroll:
Your application is sent from the marketplace to Select Health. This usually happens after Open Enrollment (OE) ends. You’ll receive a welcome packet and ID cards. You must make your first premium payment before your coverage can start. Once your payment is made, your coverage begins on the effective date listed in your welcome packet.
There are a few ways to make your coverage more affordable. While it may be tempting to choose the lowest monthly premium, it’s important to consider your total costs – including deductibles, copays, and coinsurance. A lower premium may cost you more when you need care. If you expect to use healthcare services regularly, a plan with a higher monthly premium may cost less overall. Depending on your income and household size, you may also qualify for financial assistance to help lower your monthly premium. Eligibility and availability can vary, and you’ll see any savings you qualify for when you apply.
The cost varies based on where you live, who you’re covering, and the plan you choose. Many people qualify for savings, often called subsidies or premium tax credits—based on household size and income, which can lower monthly premiums and sometimes out‑of‑pocket costs. Remember, total plan cost includes deductibles, copays, and coinsurance. Sometimes a plan with a higher monthly premium may actually cost less overall if you expect to use more healthcare services. Shop for plans.
Networks Available
Review our network options to determine which plan is right for you.
Select Health SLHP
This network offers access to providers and facilities from St. Luke's Health Partners (SLHP).
BrightPath
This network provides access to BrightPath providers and facilities in Eastern and Northern Idaho.
Select Health SAHA
This option offers access to Saint Alphonsus Health Alliance (SAHA) providers and facilities in select counties in Southwest Idaho.
Select Health Med
This network provides access to facilities and doctors in Southeast Idaho, Utah and the Select Health Med network in Nevada.
Choosing a plan
Follow these steps to make sure you get the most out of your future Select Health Plan.
Find your doctor or facility
Search for providers and facilities within your network.
Consider out-of-pocket costs
Think about any costs you’ll pay out-of-pocket, like copays and deductibles.
Determine prescription needs
Review which medications you need covered under your plan.
Verify subsidy eligibility
Check if you qualify for subsidies to help lower your costs.
Not sure where to start?
Still have questions? We’re dedicated to making sure you have a plan that fits
your needs, and we’re ready to help you find the coverage that’s right for you.