There are a few ways to make your coverage more affordable. While it may be tempting to choose the lowest monthly premium, it’s important to consider your total costs – including deductibles, copays, and coinsurance. A lower premium may cost you more when you need care. If you expect to use healthcare services regularly, a plan with a higher monthly premium may cost less overall. Depending on your income and household size, you may also qualify for financial assistance to help lower your monthly premium. Eligibility and availability can vary, and you’ll see any savings you qualify for when you apply.
Protect what matters most
Our plans provide essential coverage for you and your loved ones.
Select your state & explore your options
Choose your state to discover tailored health insurance options that meet your needs and budget.
Don't need a whole year of coverage?
Our short-term plans will have you covered as long or as short as you need.
Utah Short-Term Limited Duration plans
These plans are specifically tailored to help cover for a short period of time.
Idaho Nonrenewable Short-Term Limited Duration plans
These plans are specifically tailored to help cover for a short period of time.
Utah dental plans
Protect your dental health with up to 100% coverage on preventive dental care and more.
Choosing a plan
Follow these steps to make sure you get the most out of your future Select Health Plan.
Find your doctor or facility
Search for providers and facilities within your network.
Consider out-of-pocket costs
Think about any costs you’ll pay out-of-pocket, like copays and deductibles.
Determine prescription needs
Review which medications you need covered under your plan.
Verify subsidy eligibility
Check if you qualify for subsidies to help lower your costs.
Frequently asked questions
You’ll need:
Basic personal details for everyone enrolling — names, dates of birth, addresses, and Social Security numbers
Household income information — recent pay stubs, W‑2s, or tax returns (this helps check eligibility for government financial aid)
Contact information — an email address and phone number to set up your account
Your doctors and prescriptions — this helps you choose a plan that fits your needs
After you enroll:
Your application is sent from the marketplace to Select Health. This usually happens after Open Enrollment (OE) ends. You’ll receive a welcome packet and ID cards. You must make your first premium payment before your coverage can start. Once your payment is made, your coverage begins on the effective date listed in your welcome packet.
The cost varies based on where you live, who you’re covering, and the plan you choose. Many people qualify for savings, often called subsidies or premium tax credits—based on household size and income, which can lower monthly premiums and sometimes out‑of‑pocket costs. Remember, total plan cost includes deductibles, copays, and coinsurance. Sometimes a plan with a higher monthly premium may actually cost less overall if you expect to use more healthcare services. Shop for plans.